Browsing Tag
Defined Contribution Plan (DC Plan)
413 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Empower Defends Private Markets in 401(k)s Move in Response to Warren Letter
Recordkeeper advocates for responsible access; highlights growing worker interest and describes framework for integration with 401(k) plans
Great Gray’s New TDF Solution with Private Markets Access to be Powered by BlackRock’s Proprietary Glidepath
BlackRock research shows how purpose-built private markets exposures can deliver 50 bps of additional performance for target date funds, translating into 15% more for retirees
CRR Brief Challenges Pension Participation Claim
The CRR looks into whether participation in private sector plans has improved over the decades
Total U.S. Retirement Assets Down 1.6% in Q1 2025; IRAs Growing Faster than DC
New reports from the Investment Company Institute and Hearts & Wallets put defined contribution assets at $12.2 trillion compared to $16.8 trillion in individual retirement accounts
Why 401(k)s Can’t be ‘One-Size-Fits-All’ Anymore
Invesco research finds participants crave increased personalization, simplified communication, and support for the financial realities they face today
Sen. Cassidy Introduces Legislation Supporting ESOPs
The two bills would incorporate two additional members to the ERISA Advisory Council and omit ESOP contributions to annual 401(k) limits
Employers Prioritize Fees and Investment Structure in DC Plans
Others focused on fiduciary actions like reviewing their investment policy statement, Callan finds
April Another Very Active Month for 401(k) Traders, Alight Index Shows
Average daily trading data last month was highest since October 2020, latest Alight Solutions 401(k) Index reveals
SoFi and Capitalize Extend Partnership to Offer 401(k) Consolidation
The Capitalize Embedded Rollover API solution is currently available to all SoFi members
DC Plan Sponsors Report Small Engagement with Retirement Income
Despite the low engagement, DCIIA forecasts "incremental" growth with retirement income solutions in DC plans