Browsing Tag
Opinion
261 posts
Recommendations to the ERISA Advisory Council Regarding Target Date Funds
Ron Surz stresses that TDFs need better protections in recommendations to the Council
Small Businesses: Overcoming Barriers to Retirement Plans
Sharebuilder 401k CEO Stuart Robertson explains how new tax incentives make offering a 401(k) much more palatable for owners of small businesses
More Leakage – Deeper in Debt!
Why Congress’ decision to increase liquidity via new distribution options increases leakage and impedes retirement preparation
HSAs are Evolving: Here’s What to Know Beyond the Basics
Brian Hutchin explains how health savings accounts can be used much more broadly than for immediate personal healthcare needs
What Baby Boomers Need to Know About Target Date Funds, and Why
Ron Surz says excessive risk is the most important TDF characteristic and laments attention given to things that don’t matter
QDAI: Qualified Default Artificial Intelligence
Ron Surz says there is an evolution underway in 401(k) investing that is being driven by AI
SECURE 2.0’s Saver’s Match: The Promise and The Challenges
Tom Hawkins explores four key themes associated with the impactful SECURE 2.0 provision set to replace the Saver’s Credit for tax years following 2027
Feel the Pain of the U.S. Debt Problem
We don’t “feel” the magnitude of our gigantic debt, but we are beginning to feel its cost
The Truth About Old-School Automatic Rollovers
Tom Hawkins explains why new-school automatic rollovers incorporating auto-portability are the future—and why old-school rollovers need to go away
Paying for Medical Needs with an HSA: Distinct Considerations for Women
Medical costs can seem particularly daunting for women, given the long list of needs that are female-specific. Health savings accounts can help