Browsing Tag
Opinion
334 posts
401k Specialist website may include content written by our editors or provided by third parties. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company.
7 Super Practical Ideas to Enhance Your Retirement Business
In her latest 401(k) Client Connection column, retirement marketing expert Rebecca Hourihan shares tips that can transform your business and drive growth
SECURE 2.0’s Saver’s Match: The Promise and The Challenges
Tom Hawkins explores four key themes associated with the impactful SECURE 2.0 provision set to replace the Saver’s Credit for tax years following 2027
The Truth About Old-School Automatic Rollovers
Tom Hawkins explains why new-school automatic rollovers incorporating auto-portability are the future—and why old-school rollovers need to go away
Robert L. Johnson Talks Auto Portability, Racial Wealth Gap at EBRI Spring Policy Forum
Renée Wilder Guerin of Retirement Clearinghouse recounts RCH Chairman Robert L. Johnson's keynote address at EBRI's 2024 policy forum
Paying for Medical Needs with an HSA: Distinct Considerations for Women
Medical costs can seem particularly daunting for women, given the long list of needs that are female-specific. Health savings accounts can help
6 Steps to a Strong Missing Participant Policy
Retirement Clearinghouse’s Tom Hawkins shares keys to building a policy that will fulfill a plan sponsor’s fiduciary duty
Retraction: CIT Fees Opinion Column on 401(k) Specialist
401(k) Specialist has retracted a post originally published on May 2 that contained factual errors relating to collective investment trusts in target date funds.
What Younger Generations Potentially Miss With HSAs and How Employers can Help
Matt Farrar of Voya explains how plan sponsors can work with participants to take advantage of an employer-provided HSA
The Right Way to Select a QDIA
Fully documenting the process of analyzing and selecting a strategy that aligns with participant demographics provides the highest level of legal protection for your QDIA selection
DOL Final Fiduciary Rules Could Resolve Conflicting Interests in Target Date Funds
Ron Surz warns TDF participants will be the big losers in the next market correction—unless they start using personalized target date accounts