Browsing Tag
Regulation
215 posts
Regulation refers to the laws and rules established by government agencies to ensure the fair and secure operation of retirement savings programs like 401(k)s. These regulations, primarily under ERISA, the IRS, and the Department of Labor (DOL), set standards for plan management, fiduciary responsibility, contribution limits, disclosure requirements, and participant protections. The goal is to safeguard employee benefits, promote transparency, and hold plan sponsors accountable for managing retirement assets responsibly and in the best interests of participants.
401(k) Electronic Disclosure Closer to Implementation
Electronic disclosure for 401(k) plan participants is closer to reality with news that the Department of Labor sent…
Scalia Possibly Barred from Fiduciary Rule Rewrite
A potential conflict of interest could leave labor secretary nominee Eugene Scalia out of the fiduciary rule rewrite process.
DOL Gives 401(k) ‘Auto Portability’ Major Boost
Auto portability retirement plans streamline savings transfers, cut cash-outs, and help preserve billions in retirement savings.
What You Need to Know About Association Retirement Plans (Now)
The entire retirement industry has been devising strategies and product ideas in expectation of receiving new guidance from…
7 Ways the SECURE Act Could Impact Retirement Plans
Recently, the SECURE Act (short for Setting Every Community Up for Retirement Enhancement) passed in the House by…
MEPs on the March—DOL Announces 401k Rule: Outcomes 2019 Conference
On Monday, the U.S. Department of Labor announced a new rule that will make it easier for small…
Retirement Plan Coverage Gap: A State-By-State Breakdown
The American Retirement Association (ARA) is kicking its support of The SECURE Act up a notch with a…
Top 10 IRS Areas of Focus in Retirement Plan Investigations
Areas of Focus: Slideshow The Internal Revenue Service (IRS) has primary jurisdiction over the qualified status of retirement…
SEC Reg BI’s Limited Retirement Plan Impact
A comprehensive package of rules and interpretations adopted June 5 by the Securities and Exchange Commission imposes enhanced…
Why MEP ‘One Bad Apple’ Correction Is An Illusion
The Department of Treasury has fulfilled its portion of the directive under Executive Order (EO)13847 by issuing its…