Browsing Tag
Retirement Clearinghouse
99 posts
Retirement Clearinghouse (RCH) is a financial services company that helps workers seamlessly move and consolidate their retirement savings as they change jobs. The firm specializes in reducing retirement account “leakage” by automatically rolling over small balances into new employer plans or IRAs, making it easier for employees to preserve and grow their savings. RCH partners with employers, recordkeepers, and plan sponsors to simplify retirement portability, improve financial outcomes for workers, and support greater retirement security across the U.S.
Why ‘Sudden Money’ and Preserving 401(k) Assets Don’t Mix
Researchers realize that long-term retirement planning is not a natural act for most 401(k) plan participants. Consequently, important…
The ‘Tragicomedy’ of 401(k) Cashout Leakage
Cashout leakage, which occurs when participants change jobs and prematurely withdraw their retirement savings prior to normal retirement…
How to Close the Coming COVID-19 Retirement Savings Gap
When the dust finally settles from the COVID-19 pandemic, the nation’s retirement deficit will have widened significantly, due…
401(k) Auto Portability Goes Public in Nationwide Rollout
Recordkeeper Alight Solutions will spearhead the launch of the latest “auto” to be added to the list. Following…
401(k) Cashout Leakage is Real, Not a ‘Narrative’
I write frequently about 401(k) cashout leakage, and I can assure you it counts for nothing around my…
Extend the Spirit of the CARES Act to Automatic Rollovers
America is a fundamentally caring country, as reflected in the collective actions of its individuals, businesses and policymakers.…
How Socially Responsible Corporations Will Solve the 401(k) Cashout Crisis
Every year a silent, slow-motion train wreck occurs in America’s 401(k) system, when millions of job-changing workers prematurely…
The New Age of 401(k) Plan Portability
A recent survey of defined contribution (DC) plan sponsors found that interest in retaining assets for retirement is…
How to Navigate the Missing 401(k) Participant Playbook
Plan sponsors are increasingly challenged by the problem of missing participants, and the difficulties they face in performing…
Why 401(k) Auto Portability is Just the Right Thing to Do
Cashout leakage is a silent crisis that unnecessarily robs millions of Americans of a comfortable, timely or secure retirement.