Browsing Tag
Retirement Clearinghouse
97 posts
Retirement Clearinghouse (RCH) is a financial services company that helps workers seamlessly move and consolidate their retirement savings as they change jobs. The firm specializes in reducing retirement account “leakage” by automatically rolling over small balances into new employer plans or IRAs, making it easier for employees to preserve and grow their savings. RCH partners with employers, recordkeepers, and plan sponsors to simplify retirement portability, improve financial outcomes for workers, and support greater retirement security across the U.S.
401(k) Auto Portability’s Role in Reducing Cybersecurity Risk
With trillions of dollars in assets to safeguard, the retirement services industry is intensely focused on the issue…
3 Ways Auto Portability Promotes 401(k) Financial Wellness
Financial wellness refers to the overall financial health of an individual, as measured by their ability to achieve…
How 401(k) Auto Portability is Linked to Higher Efficiency, Lower Expenses
Auto portability is the routine, standardized, and automated movement of a retirement plan participant’s 401(k) savings account from…
Where Are We in the Fight For 401(k) Auto-Portability?
As part of their Strategic Issues Webinar Series, the LIMRA Secure Retirement Institute hosted a webinar on April…
How Auto Portability Serves 401(k) Participants’ Best Interests
This series is meant to identify five key reasons why an auto portability program serves the best interests…
How Auto Portability Serves the Best Interest of 401(k) Participants
Plan sponsors that are considering the adoption of auto portability must determine that, by participating in the auto…
Retirement Industry Associations in Alignment on 401(k) Auto Portability
The Department of Labor (DOL) proposed a Prohibited Transaction Exemption (PTE) for Retirement Clearinghouse’s (RCH) auto portability program…
A Tale of Two 401(k) Balance Segments
For job-changing 401(k) participants with balances greater than $15,000, it was the spring of financial wellness, as the…
The Missing Piece in 401(k) Retirement Income: Consolidation
As Baby Boomers retire in record numbers, they’re shifting their attention from saving for retirement to the process of…
Understanding (and Solving) the Problem of Women’s 401k ‘Leakage’
New data was recently presented at the Women’s Institute for a Secure Retirement (WISER) that highlights challenges in preserving their 401(k)…