Browsing Tag
Retirement Clearinghouse
99 posts
Retirement Clearinghouse (RCH) is a financial services company that helps workers seamlessly move and consolidate their retirement savings as they change jobs. The firm specializes in reducing retirement account “leakage” by automatically rolling over small balances into new employer plans or IRAs, making it easier for employees to preserve and grow their savings. RCH partners with employers, recordkeepers, and plan sponsors to simplify retirement portability, improve financial outcomes for workers, and support greater retirement security across the U.S.
The Missing Piece in 401(k) Retirement Income: Consolidation
As Baby Boomers retire in record numbers, they’re shifting their attention from saving for retirement to the process of…
Understanding (and Solving) the Problem of Women’s 401k ‘Leakage’
New data was recently presented at the Women’s Institute for a Secure Retirement (WISER) that highlights challenges in preserving their 401(k)…
Are You All-In for a 401(k) Roll-In?
Over the past six years, there’s been a steady drumbeat pointing the way to increased 401(k) auto portability…
How Bad is the 401(k) ‘Missing Participant’ Problem?
Research finds 1 in 5 retirement plan accounts has a stale address due to participant moves. Auto portability can help solve this.
2 Critical Retirement Plan Initiatives Moving Forward
Retirement industry observers breathed a collective sigh of relief in late 2017 when “Rothification” of 401(k) plans, once…
Why Auto Portability Makes Everything Better
Auto portability retirement savings help cut cash-out leakage, preserve trillions, and make retirement policy initiatives stronger.
What to do About Missing 401(k) Participants
Missing participants create challenges for plan sponsors. Learn strategic solutions to improve retirement savings and participant outcomes.
Top 401(k) Plan Sponsor Initiative of 2018?
It’s commonly accepted for 401(k) and retirement plan sponsors to focus on three major initiatives to promote retirement…
The ‘Problem’ of Small 401(k) Accounts (And What to Do About It)
It’s generally accepted that the small-balance accounts of terminated 401(k) plan participants are a problem. For plan sponsors,…
5 Ways to Make 401(k) Portability a 2018 Priority
Sponsors could miss an important opportunity to make straightforward changes to enhance 401k portability. Here's why that's a problem.