Browsing Tag
Retirement Planning
360 posts
Retirement planning is the process of strategically managing your finances to ensure you have enough money to support your desired lifestyle after you stop working full-time. It involves setting financial goals, estimating expenses, and creating a plan to accumulate enough savings through various investment and savings strategies. Essentially, it’s about preparing for a financially secure and comfortable retirement.
8 Steps to ‘State-of-the-Art’ 401(k) Loans
A significant factor in helping 401(k) plan participants achieve retirement readiness is protecting them from themselves. In other…
3 Reasons Cities Should Switch to 401(k)s
Debt-laden pension obligations continue to weigh on state and city governments around the country, with Chicago, Illinois as…
Social Security Grows in Retirement Income Importance
Doesn’t matter if they’re young or old, more people plan on relying on Social Security for a greater…
Agency Predicts ‘$224 Trillion Retirement Gap’ (Seriously)
Human sacrifice, dogs and cats living together—mass hysteria. Not to be flip about the World Economic Forum’s prediction of…
Retirement Fear Rises, but Americans Do Nothing
Problem or opportunity? Probably both, and another reason for the need for financial wellness. If Americans are worried…
Holy Cow! What the GOP Heath Care Bill Does For HSAs
Health Savings Accounts see higher limits and flexibility under the GOP bill, helping Americans better prepare for medical expenses.
Why All the Fuss Over 401(k) Fees?
An illustration of why, exactly, fees have taken center stage in the 401(k) and retirement industries (and made…
Millennials Keep Making Bad 401(k) Decisions
Millennials are impulsive—who knew? The generation that confounds, confuses and often exasperates its older counterparts are much more…
3 Ways to Overcome Retirement Planning Behavior Challenges
We all have different views of our post-career lifestyle—personal interests, beach house with an ocean view, an inbox…
Argument No. 1,863 for More 401(k) Financial Wellness
Retirement income literacy is alarmingly low as most older Americans fail basic quizzes on planning, security, and long-term care.