Browsing Tag
Retirement
2372 posts
Retirement, as defined by the law, encompasses two distinct aspects. Firstly, it refers to the voluntary fulfillment of an obligation or payment of a debt. Secondly, it involves the act of giving up one’s work, position, or professional activities.
Can a Company Implement a Match Safe Harbor Mid-Year?
Businesses make strategic changes throughout the year. These changes may involve ramping up or down employees, buying or…
The Physical Toll of Financial Stress
We’re increasingly stressed about reports about stress. The Merrill Edge is the latest, which finds that our financial…
ERISA 3(38) and 3(21)—What’s the Difference?
Is it surprising or scary that too many 401k advisors are still unfamiliar with ERISA terms like 3(38),…
Massachusetts Regulator Proposes Fiduciary Rule
Frequent SEC Reg BI critic William Galvin, Secretary of the Commonwealth of Massachusetts, announced Friday that his Securities…
Why 401(k) Advisors, Sponsors NEED an ERISA Attorney
References to the hilariously un-PC movie Airplane set the stage for That 401(k) Conference at Coors Field in…
Is ESG the True Fiduciary Path Forward?
A fiduciary’s duty is to do whatever is required to preserve participants’ capital and purchasing power into the future. Here's why.
Fixed Income Once Again Favored in 401(k) Trading Factors
The “flight to safety,” in a sense, continues. A declining month on Wall Street saw increased trading activity…
Fred Reish: Retirement Plan Litigation Lessons
Plan sponsors should be aware of the latest trends in fiduciary litigation in order to manage the risk…
Scary Numbers About Retirement Saving
Be afraid, be very afraid. Lack of retirement savings paints a disconcerting picture about financial preparedness in America,…
High 401(k) Contribution Rates Signal Strong Participant Behavior
So, it’s not all market appreciation after all. The retirement outlook for individuals covered by employer-sponsored retirement plans…