Browsing Tag
Retirement
2371 posts
Retirement, as defined by the law, encompasses two distinct aspects. Firstly, it refers to the voluntary fulfillment of an obligation or payment of a debt. Secondly, it involves the act of giving up one’s work, position, or professional activities.
Research: What Advisors Think About Financial Wellness
Differentiating is important—especially amid fee compression—and many advisors seek to do so through financial wellness. I think it…
Creative 401k Marketing Ideas: Benefits and Baristas
Jim Marshall with Spectrum Investment Advisors has a few unique ideas. In this short interview conducted at the…
401k Match on Student Loan Repayments: Godsend or Mixed Blessing?
In a Private Letter Ruling (PLR), the IRS has recently sort of, kind of, maybe, in special circumstances…
Bright Lights, Big Ideas: 401k Leaders, Learners Link Up in Las Vegas
Part conference, part party, part awards ceremony (con-par-mony?), it’s back. Excel 401(k): The Advisors’ Conference returns to Las…
MIT Contest Seeks Retirement Saving Plan Replacement
The writing is on the wall for defined benefit (DB) plans, and everybody knows it. They’re all but extinct in the private sector and headed in the same direction within the public. Still some employers, particularly cities and states, are clinging to the DB model despite its prohibitive costs and unsustainable nature.
New DOL Rules Do Little for Open MEPs: Opinion
The Department of Labor (DOL) killed off what we call open multiple employer plans (MEP) six years ago. It…
The Increasing Value of Digital Tools for DC Advisors
Forget a Robo vs. human, us/them, John Henry-like duel to the death. Client-facing digital tools will increasingly complement,…
7 Attributes of an Excellent DC Plan
“How does our retirement plan compare to others?” This is a common question when an organization evaluates key…
Picturing Life Post-Work Prompts 401(k) Participants to…
401(k) participants who are decades away from retirement most likely haven’t considered what life will be like post-work.…
401k Features That Take Plans to the ‘Next Level’
At the 2018 GRP Advisor Alliance Conference, Keith Gredys of Kidder Advisors focuses on strategies for improving pension…