Browsing Tag
Retirement
2367 posts
Retirement, as defined by the law, encompasses two distinct aspects. Firstly, it refers to the voluntary fulfillment of an obligation or payment of a debt. Secondly, it involves the act of giving up one’s work, position, or professional activities.
What’s New in 401(k) Distribution Planning?
It’s not exactly news to note the industry has struggled with effective distribution planning strategies. A hyper-focus on…
The Damage Done by Short-Term 401(k) Trading
Research Affiliates has calculated the damage done by “doing something” based on short-term investment performance measurements, and it applies to professionals and participants alike.
Delay Social Security Benefits to Erase Student Debt?
Student Loan Forgiveness Program survey shows many borrowers would delay retirement to reduce debt and save on Social Security.
Boomers Ill-Prepared for Retirement Rude Awakening
Baby Boomer retirement crisis shows many lack savings, planning, and budgeting, leaving them unprepared for financial and health challenges.
Cue 401(k) Freak-Out Over Fiduciary Rule Folly
We can’t blame The Wall Street Journal for its hot take on what all happened with the Fifth…
Millennials: Serious 401k Savers or Struggling Spendthrifts?
Conflicting information has us (and everyone) confused. Retirement and investing research pegs Millennials as either responsible savers far…
One State’s Experience With Auto-Enrollment
Automatic Enrollment in South Dakota retirement plans raised participation above 90%, showing the power of opt-out savings programs.
The Power of ‘Predictive Analytics’ in 401(k)s
The data was used to make targeted plan design changes, and surprisingly, decreased the auto-sweep default to encourage more employees to participate.
The Cloud Hovering Over 401k Automatic Enrollment
Improving the retirement security of all Americans isn’t easy. After decades of education and guidance on which employees…
A FICO Score for 401(k) Plans
How much alpha can advisors really add? How do you truly rate and benchmark a 401(k) plan’s performance…