Browsing Tag
Retirement
2367 posts
Retirement, as defined by the law, encompasses two distinct aspects. Firstly, it refers to the voluntary fulfillment of an obligation or payment of a debt. Secondly, it involves the act of giving up one’s work, position, or professional activities.
Automated 401(k) Portability: An Idea Whose Time Has Come
“Nothing is more powerful than an idea whose time has come,” French author and poet Victor Hugo observed.…
Massive Increase in HSAs From Recordkeepers, Cerulli Finds
More than 40% of defined contribution plan recordkeepers participated in the HSA market as of 2019, up from…
Top 5 Areas Where 401(k) Participants Want Help
The area where 401(k) participants say they could most use help is understanding how much they’ll need to…
Are You Financially Literate? Take the Quiz
‘Fynenshal litiricee’ remains depressingly low, especially in the area of retirement income. According to the just-released 2020 Retirement…
Surprise? SECURE Act Drives Interest in Retirement Plan Annuities
Participants like the product but hate the packaging. Describe the benefits (and need) for in-plan income guarantees, and…
7 Ways to Protect Fiduciary Clients from Decision-Making Fatigue
When you’re advising clients who are serving in a lay-fiduciary capacity—those that are managing the assets of a…
Good Advice—Top Tips from Past TAPOs: EXCEL 401(k) 2020 Digital Series
Our monthly Top Advisor by Participant Outcomes (TAPO) honorees are a great source of best-practices information for 401(k)…
IRS Guidance on Qualified Distributions for Births, Adoptions
In 2020, most of the IRS guidance with respect to employee benefit plans has addressed issues arising under…
2020’s Best and Worst Places to Retire
Florida is fantastic, New Jersey not so much—at least when it comes to retirement. With retirement-age Americans at…
Record Number of Young Adults Living with Parents
“You again?” The number of adult children living with their parents has hit a record high, as the…