Browsing Tag
Student Loan Debt
140 posts
Student loan debt is money borrowed by students to pay for college or higher education expenses, such as tuition, housing, books, and fees. These loans must be repaid with interest after graduation or leaving school. Student loan debt can come from federal or private lenders and often impacts a borrower’s financial future, influencing decisions like buying a home, saving for retirement, or pursuing further education.
Relief! Employer-Sponsored Student Loan Benefit Bill Introduced
Americans have too many immediate expenses to pay to even consider long-term saving, the theory goes, one of…
Employees Hungry for 401k-Like Plans to Tackle Student Loan Debt
College is known for creating hangovers, but few are more painful than the financial ones caused by student…
Student Loan Matching Provision Added to 401(k)s
It probably beats outright student loan forgiveness, but is the 401(k) moving away from its intended purpose? Senate…
Americans’ Debt Is Worse Than You Think
S.O.S.! Americans are drowning in debt. It’s so bad, in fact, almost a third of people don’t think…
401k Match on Student Loan Repayments: Godsend or Mixed Blessing?
In a Private Letter Ruling (PLR), the IRS has recently sort of, kind of, maybe, in special circumstances…
You’ll Never Believe Why Some Boomers Aren’t Saving in a 401(k)
Pop quiz: Which generation—Baby Boomers, Gen Xers or Millennials—is struggling to save for retirement (no) thanks to student…
How to Keep 401(k) Participants Focused on Retirement Saving
AFS 401(k) Retirement Services Alex Assaley talks student loan debt and other distractions. This video titled “How to…
How 401ks (Actually) Fit with Student Loan Repayment Programs
Recent statistics show that approximately 70 percent of college graduates will leave college with an average of at…
Too Many Young People (Still!) Believe Retirement Saving Can Wait
Here’s a shock—people tend to favor instant gratification over delay and discipline. Not exactly news, but for 401(k)…
Reason No. 2,932 for a 401(k)
Seven in 10 Americans believe in the American dream, but student loans and financial pressures are eroding their confidence in achieving it.