Browsing Tag
Target Date Funds (TDF)
309 posts
Target date funds (TDF) , also known as lifecycle or target-retirement funds, are investment funds designed to automatically adjust their asset allocation over time to become more conservative as a specific target date (usually a retirement year) approaches. They offer a convenient “set-it-and-forget-it” approach to investing, particularly for retirement savings.
Major Trends in 401(k) Target Date Funds
Since their inclusion as a qualified default investment alternative (QDIA) under the Pension Protection Act of 2006, target…
Target Date Investing: A Different Perspective on Sequence-of-Returns Risk Around Retirement
Investors may have different retirement objectives, resulting in different risk priorities. One factor that often receives significant attention…
How Well Do 401k Plan Sponsors ‘Support’ Participants?
Tools like managed accounts and target-date funds continue to gain ground, and more than one-third of companies now…
Surprising Target-Date Fund Findings from 2018
Assets in target-date funds grew again in 2018, although growth was somewhat muted thanks to the fourth-quarter market…
Serious Aging Concerns Boost Target Date Fund Potential
Joe Coughlin, director of the Massachusetts Institute of Technology’s MIT AgeLab, often calls Japan “a nursing home on…
How to Find the 401(k) Target Date Fund ‘Sweet Spot’
Fiduciary-related considerations that will become increasingly important moving forward, according to new research from PGIM Investments.
Target-Date Transformation—Where Do We Go From Here?
[From Issue 1, 2019] Don’t mistake activity for achievement,” Hall of Fame basketball coach John Wooden famously said,…
401(k) Assets Make Big Jump (But Will It Hold?)
After all the recent market craziness, will 401(k) assets continue their climb? Total U.S. retirement assets were $29.2…
The Benefits of Direct Real Estate Investing in 401k Target Date Funds
Keep a steady course, change it up, consider new investment menu options—it’s that time of year again, and…
(Sigh) 401(k) Participants Continue to Save Little, Spend Quickly, Take Loans
The latest installment of ongoing research finds retirement plan participants behaving badly in the areas of saving, spending…