Ranking the highest out of all states, these areas stood out for generally higher retirement savings, stronger senior incomes, and higher life expectancies.

New Jersey, ranked the best state in terms of retirement readiness, also reported strong pension participation rates at 55%.

10. Kansas

Overall Rank: 87.78

Retirement Funds and Benefits: 16

Earnings and Employment: 23

Homeownership: 35

Life Expectancy: 28

Cost of Living: 3

9. Delaware

Overall Rank: 88.10

Retirement Funds and Benefits: 7

Earnings and Employment: 29

Homeownership: 4

Life Expectancy: 26

Cost of Living: 30

8. Massachusetts

Overall Rank: 89.04

Retirement Funds and Benefits: 9

Earnings and Employment: 1

Homeownership: 48

Life Expectancy: 2

Cost of Living: 49

7. South Dakota

Overall Rank: 89.43

Retirement Funds and Benefits: 19

Earnings and Employment: 7

Homeownership: 42

Life Expectancy: 24

Cost of Living: 14

6. New Hampshire

Overall Rank: 90.45

Retirement Funds and Benefits: 5

Earnings and Employment: 10

Homeownership: 28

Life Expectancy: 7

Cost of Living: 41

5. Vermont

Overall Rank: 90.64

Retirement Funds and Benefits: 8

Earnings and Employment: 8

Homeownership: 21

Life Expectancy: 9

Cost of Living: 43

4. Virginia

Overall Rank: 92.15

Retirement Funds and Benefits: 3

Earnings and Employment: 11

Homeownership: 21

Life Expectancy: 22

Cost of Living: 29

3. Maryland

Overall Rank: 92.29

Retirement Funds and Benefits: 6

Earnings and Employment: 3

Homeownership: 37

Life Expectancy: 19

Cost of Living: 45

2. Connecticut

Overall Rank: 93.43

Retirement Funds and Benefits: 2

Earnings and Employment: 4

Homeownership: 44

Life Expectancy: 3

Cost of Living: 40

1. New Jersey

Overall Rank: 94.33

Retirement Funds and Benefits: 1

Earnings and Employment: 2

Homeownership: 46

Life Expectancy: 4

Cost of Living: 44