Bottom 7 States for Retirement
44. Arkansas
Total Score: 45.34
Affordability: 11
Quality of Life: 50
Healthcare: 45
45. New York
Total Score: 45.34
Affordability: 50
Quality of Life: 12
Healthcare: 12
46. Hawaii
Total Score: 45.27
Affordability: 49
Quality of Life: 21
Healthcare: 11
47. West Virginia
Total Score: 45.24
Affordability: 18
Quality of Life: 41
Healthcare: 50
48. Mississippi
Total Score: 44.60
Affordability: 9
Quality of Life: 49
Healthcare: 49
49. Oklahoma
Total Score: 42.59
Affordability: 31
Quality of Life: 48
Healthcare: 43
50. Kentucky
Total Score: 41.83
Affordability: 34
Quality of Life: 42
Healthcare: 47
• Check out the complete WalletHub “Best and Worst States to Retire 2026” coverage here.
SEE ALSO:
• Midwest Tops Charts in U.S. News 2026 ‘Best Places to Retire’
• 6 Top International Retirement Destinations for 2026
Amanda Umpierrez is the Managing Editor of 401(k) Specialist magazine. She is a financial services reporter with nearly a decade of experience and a passion for telling stories and reporting news. She is originally from Queens, New York, but now resides in Denver, Colorado.