Measuring Retirement Income Outcomes: Allianz Life’s Danielle Kelso
Allianz Life Insurance Company of North America’s latest white paper takes a deep look at how different retirement income strategies—and especially various types of annuity products—can shape participant outcomes in a world of longer lifespans and ongoing market uncertainty.
In this episode of the 401(k) Specialist Pod(k)ast, Editor-in-Chief Brian Anderson sits down with Danielle Kelso, Senior Institutional Solutions Consultant at Allianz Life, to break down the report’s most compelling findings, the annuity options analyzed, and what the research reveals about improving retirement income security for today’s workers.
Check out the “Measuring Retirement Income Outcomes” white paper at this link.
See Also:
- Defining Value Creation in the Decumulation Phase with Allianz Life’s Danielle Kelso
- Exploring Guaranteed Income in DC Plan Trends with Allianz Life’s Matt Stubblefield
This podcast is designed to accompany the white paper, “Measuring Retirement Income Outcomes” (LIA-381), which provides all underlying assumptions used.
Fixed index annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest as well as the reassurance of a death benefit for beneficiaries except after annuitization, if selected.
The views expressed reflect the views of the Allianz Center for the Future of RetirementTM and Allianz Life Insurance Company of North America as of the date of publication. These views may change as market or other conditions change. This information is not intended and should not be used as a product recommendation or to provide financial advice and does not address or account for an individual’s circumstances. Past performance does not guarantee future results, and no forecast should be considered a guarantee either.
This content is for general educational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Allianz Life Insurance Company of North America, its affiliated companies, and their representatives and employees do not give fiduciary, tax, or legal advice or advice related to Social Security or Medicare. Plan participants are encouraged to consult their tax advisor or attorney, or Social Security Administration (SSA) office, for their particular situation.
All information provided from the Portfolio Impact Report is for informational purposes only and does not constitute investment advice or an offer to buy an insurance product. Plan participants should seek investment advice from their investment advisor that is specific to their needs and circumstances.
Allianz Life Insurance Company of North America does not provide financial planning services.
The Allianz Center for the Future of RetirementTM produces insights and research as part of Allianz Life Insurance Company of North America.
Information and interactive calculators are hypothetical and for illustrative use only. Allianz Life Insurance Company of North America cannot and does not guarantee their applicability to any individual circumstances.
Annuity guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Variable annuity guarantees do not apply to the performance of the variable subaccount(s), which will fluctuate with market conditions.
Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (C64712-MVA)
Allianz Investment Management U.S. LLC is a wholly owned subsidiary of Allianz Life Insurance Company of North America and provides hedging and investment management services for the broader Allianz Group.
Product and feature availability may vary by state and retirement plan.
This content does not apply in the state of New York.
| • Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF |
For institutional use only – not for use with the public.
Veteran financial services industry journalist Brian Anderson joined 401(k) Specialist as Managing Editor in January 2019. He has led editorial content for a variety of well-known properties including Insurance Forums, Life Insurance Selling, National Underwriter Life & Health, and Senior Market Advisor. He has always maintained a focus on providing readers with timely, useful information intended to help them build their business.