Browsing Tag
401(k) Regulation
133 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
3 Areas of Focus for Future 401(k) Growth
State Street’s gotten quite a bit of mileage from “Fearless Girl” recently, but here’s a bit of trivia…
How Do 401(k) Plan Sponsors Feel About Tax Reform?
Employers with 401(k)s don’t want contribution limits reduced. To lower taxes, Congress is considering reducing or eliminating pre-tax incentives.
Elizabeth Warren Persists In Plan Participant Pain
Despite the mercurial moral nature of most politicians, they can always be counted on for at least one…
States Revolt Over Retirement Plan Repeal
You can take your rollbacks and shove it. That’s the (surprisingly blunt) message to the Senate after it…
Republicans Advance Bill to Dismantle Dodd-Frank
Financial Choice Act advances in committee, aiming to repeal Dodd-Frank regulations and reshape U.S. financial oversight.
Senators Look to Social Security for 401(k) Income Projections
Social Security sends income projections—why not 401(k)s? A bipartisan piece of legislation from 2016 was reintroduced last week…
A Surprising 401(k) Defense From an Unlikely Source
401(k) system working well, says Mother Jones, defending flexibility against Wall Street Journal concerns over retirement leakage.
401(k) Industry Acts in Face of Tax Reform
A bleak outlook at this year’s NAPA 401(k) Summit in Las Vegas about the tax incentives inherent in…
Warren Sends (Another) Letter, This Time to DOL Pick Puzder
After high-profile attempts to block cabinet nominees Betsy DeVos and Tom Price fell short, Democrats have set their…
How Large is Obama’s 401(k) Legacy?
How did President Obama do with 401(k) and similar retirement issues? Analysis of his accomplishments (and disappointments) has begun.