Browsing Tag
401(k) Regulation
137 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
A Surprising 401(k) Defense From an Unlikely Source
401(k) system working well, says Mother Jones, defending flexibility against Wall Street Journal concerns over retirement leakage.
401(k) Industry Acts in Face of Tax Reform
A bleak outlook at this year’s NAPA 401(k) Summit in Las Vegas about the tax incentives inherent in…
Warren Sends (Another) Letter, This Time to DOL Pick Puzder
After high-profile attempts to block cabinet nominees Betsy DeVos and Tom Price fell short, Democrats have set their…
How Large is Obama’s 401(k) Legacy?
How did President Obama do with 401(k) and similar retirement issues? Analysis of his accomplishments (and disappointments) has begun.
Does Puzder Pick Doom DOL Fiduciary Rule?
Andy Puzder regulation stance sparks debate as Trump’s labor pick, with fiduciary rule and business growth on the line.
NAFA Appeals 401(k) Fiduciary Decision to a Higher Court
The insurance industry advocacy organization filed a motion for an emergency injunction to stay the deadline for implementation of the 401(k) fiduciary rule
IRS Loosens 401k Loans, Hardship Withdrawals for Louisiana Flood Victims
The IRS announced that it is relaxing loan and hardship withdrawal rules from 401(k)s and similar employer-sponsored retirement…
It’s On! DOL Releases Final Rule On State-Run 401(k) Plans
The U.S. Department of Labor’s Employee Benefits Security Administration made public a final rule to assist states in creating IRAs…
What’s In Rep. Crowley’s Mandatory IRA Bill?
A bill from Rep. Joe Crowley (D-N.Y.) referred to as “auto-IRA on steroids” is winding its way through the Washington legislative…
Lame Duck Obama Rules 401(k) Regulatory Roost
For those advocating that a fiduciary rule is invariably “good,” we would ask by whose rules and which…