Browsing Tag
401(k) Regulation
133 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
401(k) Audits Skyrocket in Past Two Years
What’s eating at employers? 401(k) plan sponsors rank investment volatility, benefit costs and regulatory compliance as their top…
Dems Block GOP 401(k) Fiduciary Attack
Largely lost among the Democrat party’s sit-in over expanded gun control laws was news that they were also…
A DOL 401(k) Fiduciary Rule Right Out of Hollywood
The DOL’s fiduciary standards have not changed the rules. They’ve sharpened the teeth of enforcement by removing the…
What’s Elizabeth Warren Up to Now?
Politics makes strange bedfellows. Two senators on opposite sides of the political and ideological spectrum have teamed up to back…
New Checklist to Aid with 401(k) Fiduciary Issues
By our count, it’s the fourth piece of retirement-related legislation to find its way to Congress in the…
Will Dems Destroy 401(k) Robo Ingenuity?
Former Democratic Congressman and political gadfly Barney Frank spoke to a group of advisors some years ago, arguing…
401(k) Folly: What Happened to Labor Secretary Perez at Clinton Rally?
Despite its 1,000-plus pages, the DOL’s fiduciary rule was considered a win for Labor Secretary Tom Perez, further…
Envestnet Advisor Summit 2016: ‘Fiduciary Rule Bad for Long-Term Business’
An early afternoon interview on an outdoor patio adjacent to the Chicago Hilton brought welcome relief for Brian…
Raymond James ‘Fails Fiduciary Responsibility,’ Named In Ski Resort Ponzi Scheme
Talk about a snow job. An investor in Jay Peak, a Vermont-ski-resort-turned-Ponzi-Scheme, has filed a class-action lawsuit in…
The Fiduciary Rule’s Industry Ruin
How’s this for a compliance crock? See what marketing expert and author David Weinberger and ERISA expert Jason…