Browsing Tag
401(k) Regulation
140 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
It’s On! DOL Releases Final Rule On State-Run 401(k) Plans
The U.S. Department of Labor’s Employee Benefits Security Administration made public a final rule to assist states in creating IRAs…
What’s In Rep. Crowley’s Mandatory IRA Bill?
A bill from Rep. Joe Crowley (D-N.Y.) referred to as “auto-IRA on steroids” is winding its way through the Washington legislative…
Lame Duck Obama Rules 401(k) Regulatory Roost
For those advocating that a fiduciary rule is invariably “good,” we would ask by whose rules and which…
How Proposed Tax Reforms Would Affect 401(k) Plans, IRAs
On June 24, a document described as a blueprint for tax reform, entitled “A Better Way: Our Vision…
COLA Increases Apply to 401(k) ERISA Civil Penalties As Well
An important reminder concerning the Department of Labor. It has issued an interim final rule identifying increases in certain ERISA…
The Target of the Latest 401(k) Fee Lawsuit?
Who’s counting at this point? Tort-terror Jerry Schlichter mentioned in January that they’re were roughly 40 fiduciary lawsuits…
High-Profile Experts Release 401(k) Recommendations, Are Promptly Ignored
A retirement security report from all-star lineup of pundits and professional went largely unnoticed upon its release in…
401(k) Audits Skyrocket in Past Two Years
What’s eating at employers? 401(k) plan sponsors rank investment volatility, benefit costs and regulatory compliance as their top…
Dems Block GOP 401(k) Fiduciary Attack
Largely lost among the Democrat party’s sit-in over expanded gun control laws was news that they were also…
A DOL 401(k) Fiduciary Rule Right Out of Hollywood
The DOL’s fiduciary standards have not changed the rules. They’ve sharpened the teeth of enforcement by removing the…