Browsing Tag
Retirement
2367 posts
Retirement, as defined by the law, encompasses two distinct aspects. Firstly, it refers to the voluntary fulfillment of an obligation or payment of a debt. Secondly, it involves the act of giving up one’s work, position, or professional activities.
4 Cybersecurity Best Practices for 401(k) Plan Participants
Cybersecurity has become a prevalent concern in the retirement industry. In part because ERISA holds no fiduciary functions…
What Would Happen if 401(k)s Went Away?
Do we really need 401(k)s and similarly designed employee-retirement plans? Is there anything better? What would happen if…
Smaller 401(k) Plans Have A LOT More Problems Than Larger Plans
Common sense might suggest that larger 401(k) plans face more significant challenges than those of small businesses. Yet,…
Depressing Report Finds Many Retirees Will Outlast Savings
Retirees in six major economies can expect to outlive their savings by years, according to a new report…
Is it Time to Retire Retirement?
Retirement trends are changing. People are no longer expected to spend their days playing golf and bridge (unless…
Can a Company Implement a Match Safe Harbor Mid-Year?
Businesses make strategic changes throughout the year. These changes may involve ramping up or down employees, buying or…
The Physical Toll of Financial Stress
We’re increasingly stressed about reports about stress. The Merrill Edge is the latest, which finds that our financial…
ERISA 3(38) and 3(21)—What’s the Difference?
Is it surprising or scary that too many 401k advisors are still unfamiliar with ERISA terms like 3(38),…
Massachusetts Regulator Proposes Fiduciary Rule
Frequent SEC Reg BI critic William Galvin, Secretary of the Commonwealth of Massachusetts, announced Friday that his Securities…
Why 401(k) Advisors, Sponsors NEED an ERISA Attorney
References to the hilariously un-PC movie Airplane set the stage for That 401(k) Conference at Coors Field in…